Which of the following is a federal government health insurance program?

• A. Medicaid
• B. TRICARE
• C. Medicare
• D. CHIP

Answer: (B)

In health insurance program classifications, who runs and funds the program matters. A federal government health insurance program is run by a national agency and funded by the federal government, rather than being primarily administered by individual states.

TRICARE fits this description: it provides health benefits to active-duty service members, retirees, and their families, and is overseen by the Department of Defense with federal funding. It operates under a national framework designed specifically for military health coverage.

Medicaid and CHIP, by contrast, are funded jointly by federal and state governments and administered by the states under federal guidelines, while Medicare is a nationwide federal program for older adults and certain disabled individuals but is not targeted specifically to military personnel. Among the options, TRICARE is the one designed and run as a federal program for a specific federal beneficiary group.